Unless otherwise noted, all materials, including images, illustrations, designs, photographs, streaming and video content and written and other materials that are part of this Site (collectively, the “Content”) are copyrights, trademarks or other intellectual property owned, controlled or licensed by Lloyd Swan Financial Solution. The Content on this Site is protected by copyright, all worldwide rights, titles and interests in and to which are owned by Lloyd Swan Financial Solution. This Site and all its Content are intended solely for personal, non-commercial use. You may download or copy the Content and other downloadable materials displayed on the Site for personal use or to transfer to a third party for their personal use if you acknowledge the website as the source of the material. No right, title or interest in any downloaded/copied materials is transferred to you as a result of any such activity. You may not reproduce or copy (except as noted above), publish, transmit, distribute, display, modify, create derived works from, sell or participate in any sale of or exploit in any way, in whole or in part, any of the Content of this Site.
Viruses and Other Malware
Lloyd Swan Financial Solution will use reasonable care and skill to ensure that the Site and Content are safe, secure and free from bugs, viruses and other defects. Lloyd Swan Financial Solution is not able to guarantee that the Site, site Content or any Links will be safe, secure or free from bugs or viruses or other malware. In such, the client or Visitor should use a reputable virus protection software. The Client or Visitor must not misuse the Site by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. The Client or Visitor must not attempt to gain unauthorised access to this Site, the server on which the Site is stored or any server, computer or database connected to the Site. The Client or Visitor must not attack the Site via a denial-of- service attack or a distributed denial-of service attack. By breaching this provision, the Client or Visitor would commit a criminal offence under the Computer Misuse Act 1990. Lloyd Swan Financial Solution will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing the identity of the Client or Visitor to them. In the event of such a breach, the Client or Visitor’s right to use our site will cease immediately.
User Feedback Policy and other Submissions
All comments, suggestions, ideas, and other submissions disclosed, submitted or offered to Lloyd Swan Financial Solution on, via this Site, via any Social Media related sites such as Facebook or otherwise disclosed, submitted or offered in connection with your use of this Site (collectively, the “Comments”) are property of Lloyd Swan Financial Solution. Communication, submission or offering of any Comments shall constitute an assignment to Lloyd Swan Financial Solution of all worldwide rights, titles and interests in all copyrights and other intellectual properties in the Comments. Lloyd Swan Financial Solution will own exclusively all such rights, titles and interests and shall not be limited in any way in its use, commercial or otherwise, of any Comments. Lloyd Swan Financial Solution is and shall be under no obligation (1) to publish or keep the Comments (2) to maintain any Comments in confidence; (3) to pay the user, the Customer or any Visitor any compensation for any Comments; or (4) to respond to any user Comments. You agree that none of the Comments submitted by you to this Site will violate any right of any third party, including copyright, trademark, privacy or other personal or proprietary right(s). You further agree that none of the Comments submitted by you to the Site will be or contain libellous or otherwise unlawful, abusive or obscene material. You are and shall remain solely responsible for the content of any Comments you make.
Lloyd Swan Financial Solution is committed to ensure that your information is secure. In order to prevent unauthorised access or disclosure Lloyd Swan Financial Solution has put in place suitable physical, electronic and managerial procedures to safeguard and secure the information collected online. Lloyd Swan Financial Solution is in no way responsible in case of Force Majeure.
Use of Personal Information
We may collect information relating to (1) the home server domain names, type of client operating system, web pages accessed, search engine used, and type of Web browser of visitors to the Site, (2) the e-mail addresses of Client or Visitors who communicate with Lloyd Swan Financial Solution via e-mail, (3) information provided consensually by the visitor and gathered via other on- line facilities. Lloyd Swan Financial Solution may record information identifying the visitor or linking the visitor to the search performed. We may also record limited information for every search request and use that information to solve technical issues with the services available directly or indirectly in connection with the site. This may also be used to calculate overall usage statistics. Lloyd Swan Financial Solution requires this information to understand the needs and requirements of the Site’s visitors. Lloyd Swan Financial Solution will endeavour to use this information to provide the visitor with a better service, and in particular for the following reasons: Internal record keeping, to improve the offering of the products and services, to customise the website according to the visitors’ interests and to contact via email, phone or sms the visitors if they inquired about a specific product or service. Lloyd Swan Financial Solution agrees to delete any personal information relating to a specific client or visitors should that client or visitor make such a request. Lloyd Swan Financial Solution agrees to the non-disclosure of client details to 3rd party organisations without prior consent, as outlined within the Data Protection Act 1998.
Links to other Websites and Services
Lloyd Swan Financial Solutions provides the materials on this site without warranties of any kind, either express or implied, including without limitation, warranties of title, implied warranties of merchantability, fitness for a particular purpose or non-infringement of intellectual property. Lloyd Swan Financial Solutions disclaims any duty to update or revise the materials on this site, although Lloyd Swan Financial Solutions may modify the materials at any time without notice. By your use of this site, you acknowledge that your use is at your sole risk and that you assume full responsibility for all costs associated with all necessary servicing or repairs of any equipment you use in connection with your use of this site. You further acknowledge that Lloyd Swan Financial Solutions shall not be liable for any damages or any kind related to your use of this site. You should not make any decisions based on the information presented on the Site and you should seek professional personalised advice before making any decision. Lloyd Swan Financial Solutions can in no way be held liable for any decision the Client or Visitor has taken following the visit to the Site.
You agree to defend, indemnify and hold Lloyd Swan Financial Solutions harmless from and against any and all claims, damages, costs and expenses, including legal fees, arising from or related to your use of the Site.
Unless otherwise specified, this Site and the Contents thereof are displayed solely for the purpose of promoting Lloyd Swan Financial Solutions products and services. This Site is controlled and operated by Lloyd Swan Financial Solutions.
Lloyd Swan Financial Solutions is Authorised and Regulated by the Financial Conduct Authority (FCA). The FCA regulates financial services in the UK and you can check our authorisation and permitted activities on the Financial Services Register by visiting the FCA’s website www.fca.org.uk/firms/systems-reporting/register. Our FCA number is 586477.
E-Marketing Customer Consent Form
By submitting your details, you consent that you have read and understood this E-Marketing Customer Consent. As a valued customer, we would like to provide you with reassurance that we take your right to privacy in an electronic context seriously. During the course of providing you with our service, we may be in contact with you through a variety of electronic means, including potentially by telephone, email, SMS and instant messaging services (such as WhatsApp). These means are referred to in this document as E-Marketing.
We would like to take particular care to ensure that any marketing or promotional information that we may send to you, is done so with your prior, express permission. We would like to keep you informed about products or services that we, or selected third parties, may have access to that may be of interest to you.
During the course of dealing with us we will ask you to provide us with detailed personal information relating to your existing circumstances, your financial situation and, in some cases, your health and family health history (Your Personal Data).
Should we not hear from you we will destroy your personal data from our marketing database within 28 days of your submitting the form.
Your right to Opt-Out
You have the right to ask us not to contact you for marketing purposes at any time – to Opt Out – we have included details of how to Opt Out at the end of this document so that you know what to do. Opting Out means that we will either remove Your Personal Data from our marketing database.
How to make contact with our Firm to Opt Out
If you have any questions or comments about this document, or wish to make contact in order to Opt Out, please contact:
01698 425 945
If you have any concerns or complaints as to how we have handled Your Personal Data, please contact us directly. Should you may not be satisfied with the handling of your complaint, you may contact the UKs data protection regulator, the ICO, who can be contacted through their website at https://ico.org.uk/global/contact-us/ or by writing to Information Commissioner’s Office, Wycliffe House, Water Lane, Wilmslow, Cheshire, SK9 5AF.